Atlanta Home Insurance: Why Insure For More Than Its Worth?

Here Are 4 Good Reasons To Get A Little More Atlanta Home Insurance This Year

Listen closely to this advice as it could mean the difference between having your home restored to its orginal condition or having to settle for less in case of a disaster.

Market Value vs. Replacement Cost

Your house is only worth $140,000. So why should you insure it for twice that amount?

When most people buy a home they get an Atlanta home insurance  policy based on what their house is worth on the market. It’s called “Fair Market Value”.

Replacement Cost Insurance

But what if Read the rest of this entry »

Georgia Renters Insurance: 5 Reasons to Get It Now

Why Should You Get Georgia Renters Insurance?

Apartment Fire

There a lot of home and apartment renters in Duluth, Georgia. And, according to the Atlanta Apartment Association, only about 20-25% of them purchase Renter’s Insurance.

Most people assume that because they are living in rental property, they are not responsible for any damage. That is not always the case. Also, what many renters do not realize is that without renters insurance, they are not protected by fire, theft , vandalism or general liability if someone gets hurt inside their home.

If you rent your home in the Atlanta area, here are 5 good reasons to get renters insurance: Read the rest of this entry »

Is Your Teen Driving?

Safety Tips and Auto Coverage For Your Teenage Driver

So it seems like just yesterday you were teaching your kid how to ride a bike. Now, they want the keys to the car. You have every reason to be worried about your teenager driving –especially if they live in the Atlanta area.

Car crashes remain the leading cause of teen deaths (16 to 20 year-olds) in the United States.

Of all age groups, teenagers are most likely to be involved in a fatal car accident. Statistically, drivers aged 16 to 19-years-old are about four times more likely to be involved in an auto accident than any other age group. The risk of a Crash is much higher during the first year your teenager is able to drive.

Of all cities in the United States, Atlanta is consistently rated as one of the Read the rest of this entry »

Its Flood Season in Georgia

Is Your Home Flood-Proof?

According to FEMA, flooding is the most common type of natural disaster, in the U.S.

March and April are typically the months with the greatest rainfall in Georgia. If you live in Northeast Atlanta including Duluth, Lawrenceville, and Douglasville – now is a good time to water-proof your home and make sure that your Georgia homeowner’s insurance policy includes coverage for flooding and water damage.

Take the time to inspect your home for flood risk.

Flood risk is not on solely dependent on location and weather history. So, just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. A number of factors determine your risk of flood including: Read the rest of this entry »