Candles, fires and Your Decatur GA Home Insurance

If you like to use candles then you better be asking yourself, “Do I have Decatur Ga home insurance?”

Why? Listen closely.

Its winter time now and cold nights make it conducive to use some candles for a relaxing romantic evening or to read the newspaper by. As relaxing as they may be, candles can be down right dangerous, as you will see in a moment. Read the rest of this entry »

Will Douglasville Ga Home Insurance Cover You While Working At Home?

If you are paying Douglasville Ga home insurance premiums each month you might assume you would be automatically covered, right?

Well, listen closely to what we are about to discuss…

This recession has caused many people throughout Atlanta to resourcefully begin working from home to make ends meet. After all, working from their home office allows them to save the normal expense of not paying rent for an office plus the gas money and wear and tear of your car because you don’t have to commute.

Sounds like a great plan, doesn’t it?

But here is the question that most people never think of… will my Georgia home insurance policy cover me to do this? Read the rest of this entry »

Halloween and your home insurance policy

Its that time of year again and insurance carriers are cringing. Why?

Did you know that Halloween week (October 30- November  5) is responsible for more malicious claims than any other week of the year? And that’s right, you guessed it, Halloween Night October 31 is the granddaddy of them all with a whopping 270% more claims than any other day.

Past years claims range from broken windows, walls and fences being knocked over and believe it or not having to repaint houses because of rotten eggs that were thrown.

Thankfully, with your Atlanta home insurance policy you won’t have to worry about repairs. But it certainly does make sense to make sure doors and windows are kept locked, exterior lights are shining brightly and anything that could be broken or damaged is safely put out of the way from the hands of those halloweeners who are intent of “tricking” while ‘treating”.

Could a trampoline affect your home owners insurance?

Just say the word “trampoline” and you will  see the eyes of a young child light up with excitement. While they are fun for kids of all ages, if you have ever had a child hurt on one of these contraptions, you know exactly how serious it can be.

Parents you are not alone. Insurance companies are beginning to feel the same way. In fact, a new trend is showing that many of them are raising Georgia home insurance rates. Some are even canceling policies. The number one reason why is because of all of the trampoline related injuries that are occurring.

Take note of a few scary statistics from a recent Consumer Product Safety Commission Report: Read the rest of this entry »

Insurers denying Chinese drywall claims

What is smells like rotten eggs and corrodes your copper pipes?

An A/P story tells us that it’s Chinese drywall that was imported to Florida during the construction boom of 2004-2008.  Tens of thousands of homes were built using this gypsum board. Apparently it has traces of strontium sulfide, which can produce a rotten-egg odor, along with additional organic compounds not found in traditional American-made drywall.

Now as if a rotten egg smell wasn’t enough… homeowners are also complaining that the fumes are corroding copper pipes, destroying their TVs and air conditioners, and even blackening jewelry and silverware. Some believe the sheet rock is also making them sick. Read the rest of this entry »

Georgia home insurance protects against rising crime

You may be kissing your Georgia home insurance agent to thank them before this recession is over.

Statistics show that majority of people today are just a paycheck or two away from financial disaster. Combine this with the ever rising unemployment rate and you don’t need to be an Einstein to see what the future holds if the economy doesn’t pick up real soon. Read the rest of this entry »

3 Ways To Get Atlanta Home Insurance Discounts

atlanta home insurance

Who else wants to find out how to save on their Atlanta home insurance?

Sit back and take notes as we share 3 ways to pick up discounts on your homeowners  insurance policy:

1. Raise your deductible. Deductibles on homeowners policies usually start at $250. Did you know that by simply increasing your deductible to $500, you could save up to 12% each and every year? Call us to find out how much that would save you personally. While you are at it, you  might as well compare the savings with a $1,000 deductible as well. Read the rest of this entry »

Faith The 2 Legged Dog

Sometimes we can use a little inspiration and motivation to keep us going.

That is exactly what this video is about. Faith is a little 2 legged dog that the doctors suggested to put to sleep. This story is about the family that wouldn’t give up on her.

This dogs sheer will and determination will amaze you. It will motivate you to keep moving forward despite your trials and troubles. Read the rest of this entry »

When Was The Last Time You Had A Check Up?

free-insurance-checkup

And its not the kind you are thinking of…

While you should rightly be concerned about your health, we are talking about another kind of checkup instead, a checkup you may not have had for a long time, and are very overdue for. In fact in a moment we will show you how to get one for free.

Introducing Our FREE Insurance Checkup Program

All of us go through changes in our life. Read the rest of this entry »

The 2009 Atlanta Flood: Were You Prepared?

Were You Protected With Atlanta Flood Insurance For The Big Flood Of 2009?

If not… Will you be protected next time?

Did you know that the average flood claim runs about $33,000 … and that my friend is damage from only a few inches of water.

I wonder what the average claim will be here in Atlanta?   Insurance companies have been deluged with thousands of claims in the last few weeks right here in Georgia. Perhaps you personally know someone that has been impacted by the flood.

Well that raises a question then …. Should you invest in flood insurance?

Traditionally, in the past if you lived in a flood zone,  you were required to have insurance and if you didn’t live in a high risk area,  then you just didn’t bother with it.

So what about now, with all the damage that has occurred and may continue to occur with our already rain soaked city?

Listen closely to what Georgia Insurance Commissioner John Oxendine said in a recent AJC interview as he voices alot of concern regarding the flood damage that may not be covered by insurance, since standard homeowners policies do not cover floods. Read the rest of this entry »