Candles, fires and Your Decatur GA Home Insurance

If you like to use candles then you better be asking yourself, “Do I have Decatur Ga home insurance?”

Why? Listen closely.

Its winter time now and cold nights make it conducive to use some candles for a relaxing romantic evening or to read the newspaper by. As relaxing as they may be, candles can be down right dangerous, as you will see in a moment. Read the rest of this entry »

Will Douglasville Ga Home Insurance Cover You While Working At Home?

If you are paying Douglasville Ga home insurance premiums each month you might assume you would be automatically covered, right?

Well, listen closely to what we are about to discuss…

This recession has caused many people throughout Atlanta to resourcefully begin working from home to make ends meet. After all, working from their home office allows them to save the normal expense of not paying rent for an office plus the gas money and wear and tear of your car because you don’t have to commute.

Sounds like a great plan, doesn’t it?

But here is the question that most people never think of… will my Georgia home insurance policy cover me to do this? Read the rest of this entry »

Halloween and your home insurance policy

Its that time of year again and insurance carriers are cringing. Why?

Did you know that Halloween week (October 30- November  5) is responsible for more malicious claims than any other week of the year? And that’s right, you guessed it, Halloween Night October 31 is the granddaddy of them all with a whopping 270% more claims than any other day.

Past years claims range from broken windows, walls and fences being knocked over and believe it or not having to repaint houses because of rotten eggs that were thrown.

Thankfully, with your Atlanta home insurance policy you won’t have to worry about repairs. But it certainly does make sense to make sure doors and windows are kept locked, exterior lights are shining brightly and anything that could be broken or damaged is safely put out of the way from the hands of those halloweeners who are intent of “tricking” while ‘treating”.

Could a trampoline affect your home owners insurance?

Just say the word “trampoline” and you will  see the eyes of a young child light up with excitement. While they are fun for kids of all ages, if you have ever had a child hurt on one of these contraptions, you know exactly how serious it can be.

Parents you are not alone. Insurance companies are beginning to feel the same way. In fact, a new trend is showing that many of them are raising Georgia home insurance rates. Some are even canceling policies. The number one reason why is because of all of the trampoline related injuries that are occurring.

Take note of a few scary statistics from a recent Consumer Product Safety Commission Report: Read the rest of this entry »

Insurers denying Chinese drywall claims

What is smells like rotten eggs and corrodes your copper pipes?

An A/P story tells us that it’s Chinese drywall that was imported to Florida during the construction boom of 2004-2008.  Tens of thousands of homes were built using this gypsum board. Apparently it has traces of strontium sulfide, which can produce a rotten-egg odor, along with additional organic compounds not found in traditional American-made drywall.

Now as if a rotten egg smell wasn’t enough… homeowners are also complaining that the fumes are corroding copper pipes, destroying their TVs and air conditioners, and even blackening jewelry and silverware. Some believe the sheet rock is also making them sick. Read the rest of this entry »