7 Tips To Find Out If Your Home Is Under Insured

At first you may be tempted to say, “I have Atlanta homeowners insurance already… This doesn’t apply to me.” However, after reading these 8 points you may very well believe that in fact your home might be under insured.

There is an old saying that says, “You get what you pay for”. The danger of shopping for the lowest price has left thousands of families in Florida, Louisiana & California in massive debt because they were grossly under insured. Even after receiving their check from the insurance company they didn’t have enough  to rebuild their homes and replace their belongings after natural disasters like hurricanes, flooding and forest fires. In fact, 75% of California homeowners that were affected by the 2007 wildfires were under insured on the average by a whopping $240,000 each!

We don’t want you to fall into that same trap. So review these points carefully and afterward do a little soul searching to see if you are unnecessarily exposing your family to risk. Read the rest of this entry »

Home Insurance and Dangerous Dogs

Did you know that some insurance agencies were canceling insurance policies because of dangerous dog breeds?

This news story is about the pit bulls waiting to be adopted at the local Massachusetts dog pound before they are euthanized. One woman is interviewed that Read the rest of this entry »

5 Common Car Insurance Myths

Are these common car insurance beliefs facts or fiction?

Wikipedia defines an urban myth as a story thought to be factual by those circulating it. It goes on to say that these myths are not necessarily false, but they are often distorted, exaggerated, or sensationalized over time. In today’s article we will discuss 5 of these that pertain to your Georgia auto insurance. Are you ready?

Urban Myth No. 1: Red cars are the most expensive color car to insure.

Here are the facts: A red car will Read the rest of this entry »

Video Cameras Can Protect Your Valuables

What would you do if a burglar broke into your home and stole your most valuable possessions? Unfortunately this happens every day in the world we live in. Sure you have GA home insurance to protect you,  but how do you prove what you had once it is stolen? Clark Howard consumer guru from Atlanta tells us to  video tape them!

Here are a few tips on how to do this so you will have a recorded inventory of your valuables if you needed to present them to the insurance agency in case of a claim. Read the rest of this entry »

Should You Lend Out Your Car To Friends?

I have always said that the world is made up of two kinds of people … friends that lend out their car and those that just simply won’t.  How about you? Do you lend out your car or truck for others to borrow when they ask for a favor? If you do and you care about your Georgia car insurance rates you better read this closely.

So, is it really a big deal to lend your car out to others?

Did you know that if your friend borrows your car and crashes it, you’ll Read the rest of this entry »