Storm / Hail Roof Damage: Atlanta Home Insurance

Spring: the time when the weather in Atlanta is still undecided on what it’s in the mood for- Spring ahead to warm summer or lag behind with chilly nights and sitting by the fire pit. Rain or shine is really more like hot, cold, or stormy…

BUT the old adage, “April showers bring May flowers” is better known by Insurance agencies as Spring storms bring new roofs around Atlanta homes! Spring time, in reality, is a time to prepare your home to endure the storm to see the sun beyond the clouds.

Here in Atlanta and surrounding areas, storm and hail roof damage is the most common ailment of homes this time of year. This damage compromises the integrity of your roof- which means the safety of your home is at risk. Fortunately, hail and storm damage is covered by your Homeowner’s Insurance.  This type of claim does not affect your premium, as these weather realted losses are considered “Acts of God”.

Call Lloyd Pro Group Insurance, a Nationwide agency, if you feel that your roof, siding, or gutters may have suffered hail or storm damage. We will get an adjuster out right away to assess the damage and refer you to a REPUTABLE  home and roof repair company to give you free, honest consultations and unmatched workmanship on your home.

Your Atlanta Insurance Experience = EASIER!! :)

Ok Soooo if you are like me, I am pretty good with the bills. I seem to be a good, responsible citizen who does their best to pay bills on time. I know the recession has hit many of us hard, at least affecting us in some way. I am sure to pay the mortgage, the car note… but there are some necessities that are not so easily accessible online… Not anymore! Lloyd Pro Group and Nationwide Insurance have made YOUR life easier!! Car Insurance, home owner’s insurance, Atlanta, Decatur, Gwinnett, Douglasville, where ever you are and whenever you have a free minute to do it, we are here!
I will say, my life had dramatically changed when I could pay my bills online. Especially make all of my insurance payments online. But as much as we love seeing our agents (wonderful as they are) it can be a tad bit time consuming in our very busy days to make a date.
Not anymore! No more going to the post office to buy stamps that are forever increasing- penny by penny, in some cases nickel by nickel- or more! And guessing whether it will actually get there on time. Oh and then having to buy the envelopes. Ordering the checks and then figuring out where you put them because you never use them…finding a pen to write the check. Finding the stamps. Oh man, they went up a penny-again!. Where are those other 1 cent stamps now from last month? I know I put them somewhere safe.. Oh! I Know! They are with the checks.. Now, where did I put them again?
Happy Days are here! Check out www.nationwide.com and you can check your balance, pay your bill, and MANY more things with the click of a mouse, tap of a finger, whichever your technical pleasure. You can go online or use the Nationwide APP for your phone!!! Check it out here! If you prefer, we also take payments over the phone with a very simple streamlined system (or you can always talk to your agent! We are always happy to be… On Your Side!

Nationwide On Your Side Insurance Reviews

Insurance is insurance, right? $X deductible and you pay $X a month- and that’s just what it is.  Period.

Oh, and don’t forget about changes in your life. Yeah, I get it- if you move to a different house you call your agent to update your home owners policy. If you make a new-car purchase, you call your agent to update your auto insurance policy.  Those changes. But my life is what it is. Because that’s what it is. Right??

Wrong! Lloyd Pro Group, a Nationwide agency, wants to be sure you are covered for everything that you need- and for ONLY that of which you need. Call it a custom-made insurance policy just for you.

And all you have to do is give us a call at one of our Atlanta locations near you! It should take only about 10 minutes of your time… Easy as that!

A Nationwide On Your Side Review is a free consultation and insurance assessment that can help you learn how to:

• Save money on home insurance, auto insurance, and other types of coverage utilizing discounts and other programs that are tailored to YOU and your needs.
• Manage your insurance deductibles- YOUR choice
• Determine the insurance coverage options that are right for YOUR needs, goals and budget

When should I have a Nationwide On Your Side Review?

It’s a good idea to get an insurance assessment annually and when considering big changes in life, such as:

• Changing your marital status
• Moving
• Buying or selling a car
• Buying or selling a home
• Making home improvements
• Starting a family
• Adding a new driver in your household
• Making other major purchases
• Renting a home/apartment
• Starting a business
• Retiring
• Going or sending your teen to college
• Changing jobs or accepting a promotion

Nationwide Commercial: Spanish Nuns Lightning

While it is true that this Nationwide Insurance commercial is in Spanish, don’t let that stop you because it is pretty darn funny!  A guy with a cheesy mustache hits another car from behind. Out comes a nun who walks up to that car and… Read the rest of this entry »

Knowing Child Carseat Safety and your Atlanta Auto Insurance

Whether you have a newborn baby (Congratulations!), a toddler, or big kid, this is information that you NEED to know. Lloyd Pro Group, YOUR Atlanta Insurance Agency, would like to help you understand the importance of child car seat use, as well as Child Safety laws that pertain to your family.

Specializing in YOUR Atlanta Auto Insurance and your car safety, we try to do what we can to prevent bad things from happening and be there for you if and when things do happen. Lloyd Pro Group wants to ensure you are covered every step of the way. Your children are the most precious thing in your life. You must treat them that way and understand that although you may be a great driver that obeys all the laws, there are other drivers that don’t. Sometimes things are unavoidable, and they ALWAYS happen in a split second. This is why you have to do everything you can to protect your family, as we do for you, as ours. Knowing the law is the first step.

Understanding the 4 basic categories of child safety seat usage is the key. And it is easy with these guidelines from NHTSA.

INFANTS/Rear Facing Seats: MUST BE Rear facing in the back seat. Center seat is the safest seat if possible. They must remain rear facing in the back seat up until they are at least 1 year of age AND 20 pounds. No exceptions!

TODDLERS/Forward facing seats: 1 year and 20 lbs to 4 years and 40 lbs. Forward-facing in the back seat. 5 point harnesses are by far the safest.

CHILDREN/Booster Seats: 4 years old AND 40 lbs to at least 8 years old. Children must stay in the back seat in a booster seat. Make sure to check seat manufacturer for weight and height restrictions. Many 5 point harness seats will go up to or even surpass 100 lbs.

TWEENS/Seat belts: children who are 8 years old (Usually 4’9”) may use the adult seat belt in the back seat. Make sure the lap belt fits properly across the upper thighs and shoulder belt fits comfortable across chest.

Not sure which car seat to use? Click here for car seat ratings and comparisons.

Also, remember don’t ever use a car seat that has been in any type of car crash previously. Don’t know for sure? Don’t use it. Is your car seat ready for a wash? Most covers are washable and even replaceable- but don’t ever wash the straps. It will compromise the integrity and safety of the straps.

Call one of our 4 Atlanta and area locations to find out where your nearest carseat checkpoint location will be. With locations in Atlanta/Marietta, Gwinnett/Duluth, DeKalb/ Decatur, and Douglasville, we have you covered! Also, look for checkpoints at LPG locations coming soon!