Archives : 2010 : July

New Speed Traps and Your Atlanta Car Insurance

July 27th, 2010 by Lloyd Pro Group

Especially when it comes to your Atlanta car insurance, Lloyd Pro Group, your loyal Atlanta Insurance agency , representing nationwide Insurance in Atlanta, is here for you in all situations. We do our best to keep you abreast of what is current and relevant today-. Please read this very important information.

Dateline: AJC 07/19/2010  

Starting Aug 1, Georgia will launch a 30 day speeding ticket frenzy. The state estimates that 9 million dollars will be generated in Atlanta speeding tickets. 1 million will go to pay state troopers’ overtime. The rest to help with dwindling budgets. There will be 50 Georgia State Troopers on duty at all times patrolling the 7 main intersections and highways. They are the following: 

I-20 east and west
I-75 north and south
I-85 north and south
I-675 north and south
GA-985 north and south
GA-316 east and west
GA-400 north and south 

5 mph above the limit can justify a ticket and every state trooper is supposed to pull a car over and write a ticket every 10 to 20 minutes. They have issued 30 brand new unmarked Dodge Charger Police cruisers and are bringing in all of their part timers on full time. If you work in the Atlanta area, you will probably take one of these highways. It’s up to you how fast you are going when they clock you. 

WSB and WXIA & CBS confirmed all of this. So be safe and don’t forget speeding tickets are on you. Speeding tickets can also affect your Car Insurance in Atlanta.
Look for city and county governments to adopt similar polices in the near future.

For further questions, please feel free to contact Lloyd Pro Group, an Atlanta Nationwide Insurance agency. We are On Your Side! 770-497-1200 Locations in Atlanta/Marietta, Gwinnett, DeKalb, Decatur, and Douglasville. Lloyd Pro Group is here to serve you with all your insurance needs, including your Atlanta Car insurance.

www.lloydprogroup.com

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Your Insurance Agent’s favorite Teacher of the Year

July 19th, 2010 by Lloyd Pro Group

Do you remember all of your teachers along your road of Education? I had my favorites along the way… I remember smidgeons of manyof my teachers. I loved Ms. Rose and didn’t love Ms. Eskimani (who paddled us- not ME, of course, just some OTHER students in the class!  But that was WAY back when… Matilda had her least favorite too- Remember Mrs. Trunchbold and the Chokey?

Within Middle and High School, there were a few that did shape my way, in good times and in bad.  I had some really, really great teachers that did make an impact on my education, and I am thankful. The Heinemans (Mr. and Mrs. who showed us amazing pictures of their world travels), Ms. Fisher, Mr. O’Kane…

Teachers have got to know what an impact they make on their student’s lives.  Students grow up to be all sorts of things, yet still remembering their experiences with you in the classroom- you are molding and shaping them to be the people they are going to be. Whether they are insurance agents (selling Atlanta Home Insurance..), a professional race car driver (who needs Auto Insurance in Atlanta) or Bill Gates.

Lloyd Pro Group, your favorite Atlanta Insurance Agency, realizes that school is almost back in session and there are some pretty amazing teachers in the Atlanta area. With that in mind, we bring to you Gwinnett Magazine’s 2010 Teachers of the Year!

Lloyd Pro Group also decided to do a little Teacher of the Year ourselves:

Behold, a few of our Insurance Agent’s favorite teachers!

Brittney – Liliana Davila- A/P Spanish- Dacula High School

Catalina- Mrs. Monya Phillips at Five Forks Trickum

Catherine- Lisa Crawford, Stoneview Elementary

Damarious- Ms Jennings, Wythe Elementary

Jon R.- Ms Newton at Norton, VA Elementary

Markita- Mrs. Scott at Guy B. Teachey Elementary school

Kevin- Valerie White- Parkview High School

Brandy- Mr. and Mrs. Shirley- Central Gwinnett H.S.

Lloyd Pro Group would like to say THANK YOU to all the amazing teachers out there. Your job does not go un-noticed or unappreciated!

Lloyd Pro Group covers you for all your Atlanta insurance needs. For inquiries, please call 770-497-1200.

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Umbrella Insurance: Your protection when it pours!

July 16th, 2010 by Lloyd Pro Group

Protect your assets with an extra layer of personal umbrella insurance coverage

You have your custom-created Atlanta car insurance and home insurance with Lloyd Pro Group. But if the unexpected accident occurs, are you adequately protected beyond your coverage?

A personal umbrella insurance policy offers an extra layer of protection for your possessions if there’s a serious auto accident or accident on your property that your common Atlanta home insurance or auto insurance policy doesn’t cover. Otherwise, you could be liable for more than your current coverage. So get a personal umbrella insurance policy that fits your needs…

How personal umbrella insurance coverage works

  • Your home insurance provides $700,000 of liability coverage
  • An accident occurs on your property, and you’re sued for $1.7 million
  • The gap in your coverage is $1 million – placing your home, wages and investments at risk

With an additional $1 million in umbrella insurance, your belongings are protected.  The good news: Umbrella insurance is unbelievably affordable!

You can choose additional coverage from $1 to $5 million above the specified minimum liability limits that you currently have with your auto and homeowners policies. The price for this is commonly $100-$200 per YEAR!

What assets do you need to protect with umbrella insurance?

Personal umbrella insurance is very affordable and helps protect your wages/income, home, cars, investments, and any other property that you may have such as boat, etc…  

Lloyd Pro Group, your trusted Atlanta Insurance Agency, is here to custom-tailor an insurance policy just for you. No snags, gaps, or squeezes, we makes sure it fits just right for YOU. Give us a call for a free fitting! 770-497-1200

Visit our website at www.lloydprogroup.com

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Carbon Monoxide and your Home Insurance

July 14th, 2010 by Lloyd Pro Group

Lloyd Pro Group, your favorite Atlanta Insurance Agency, representing Nationwide Insurance Atlanta, covers you for all types of insurance- every aspect of your life- to protect what matters most to you. Not only do we protect you, but we do our best to bring you newsworthy, up to date articles that can truly make a difference in your life. Take a few moments to check out these tips from the U.S. Consumer Product Safety Commission (CPSC) and you will see the importance of taking a few quick and easy safety precautions.

Taken from Wikipedia, Carbon Monoxide (CO) is a toxic gas, but, being colorless, odorless, tasteless, and non-irritating, it is very difficult for people to detect. It is highly toxic to humans and animals in higher quantities, although it is also produced in normal animal metabolism in low quantities, and is thought to have some normal biological functions. Carbon Monoxide Poisoning occurs after enough inhalation of too much carbon monoxide. However, poisoning can be prevented.

  • Only use generators outside, far away for your home, regardless whether the windows are open.
  • Do not use or bring a charcoal grill into the house or garage.
  • Never use a gas stove or oven for heating the home or area. Only cooking.
  • Open the fireplace flue before lighting a fire. Make sure all ashes are cool before closing.
  • Make sure chimney is clear of bird or squirrel nests and leaves for adequate ventilation.
  • Make sure to have all heating systems inspected every year.
  • You can even install CO detectors on each floor of your home.

If you suspect Carbon Monoxide poisoning, immediately call 911 and go outside for some fresh air. Some of the symptoms include headache, dizziness, flu-like symptoms, nausea, chest pain, confusion, among others.  There are no home remedies, only emergency care.

Lloyd Pro Group not only provides you with the best Atlanta home insurance, but we also care about you and your home. If you have any questions about your home insurance in Atlanta, please feel free to give us a call 404-892-2864. We also have locations in Gwinnett, Decatur, and Douglasville for your convenience.

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Smiling and your Atlanta Insurance

July 12th, 2010 by Lloyd Pro Group

Ok, so you think smiling might not have anything to do with your Atlanta Home Insurance or your Atlanta Auto Insurance. Well, I beg to differ. Smiling has everything to do with everything. Really… Here is why the top 10 reasons to smile do:

- Smiling makes us attractive
- Smiling is contagious
- Smiling relieves stress
- Smiling boosts your immune system
- Smiling lowers your blood pressure
- Smiling releases endorphins, natural pain killers, and serotonin
- Smiling lifts the face and makes you look younger
- Smiling makes you seem successful
- Smiling helps you stay positive

So SMILE!! Smiling does have some pretty amazing effects. Smiling can affect everything- even your insurance! Ok, that may be a stretech, but Lloyd Pro Group, your favorite Atlanta Insurance Agency is here to help that. We do our very best to make you smile!

Give us a call at 404-892-2864 and see how we can make your life easier by saving you money, making things less complicated, and just greeting you with a smile… They are contagious, you know!

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