Atlanta Flood Insurance vs 2010 Hurricane Season

June 28th, 2010 by Lloyd Pro Group

The 2010 Hurricane Season is upon us. Flood Insurance in Atlanta is not something typically on the mind of local home owners. Although we don’t see too many hurricane force storms here in the Atlanta area, I do know that on occasion, we do see some pretty hefty storms. And for those that do not come with 75 mph winds (hurricane or tropical storm force winds), we have to realize that we also do not have the building codes that are required in Hurricane-prevalent areas. So when the heavy storms do come our way, they hit us hard.

We may not think that Hurricane season is too much to think about, but we should- since a majority of the storms come from the bands and weather patterns that the hurricanes create.

“The 2010 hurricane season is expected (with 70% chance) to produce 14-23 named storms. Of those, 8-14 will develop into hurricanes, and 3-7 of those may develop into Category 3 or higher (major) hurricanes, with winds of over 110 mph. If the 2010 activity reaches the upper end of our predicted ranges, it will be one of the most active seasons on record”, states the National Oceanic and Atmospheric Administration (NOAA).

Take for example, the Great Atlanta Flood 2009. Look at the damage that the flooding caused. Atlanta, for that matter, is not considered to be a flood zone. Many people did not have flood insurance for their homes and so many families were devastated by property loss. What they don’t realize is that flood insurance is very affordable and easy to get. Check out this site for all you need to know about flood zones and insurance from FEMA.

Flood insurance is not typically covered under your home owners insurance. However the policy rates (especially when not in a flood zone) can run very minimally, as low as $300 per year and this includes the property as well as contents.

Please call Lloyd Pro Group, your Atlanta Home Insurance experts, regarding flood insurance for your home 404-892-2864. You may think you don’t need it if you are not in a flood zone, but if you aren’t this is when the rates can be the lowest- it is well worth it! Coming into the potentially worst storm season since 1995, it is better to be covered than not!

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