How To Choose An Atlanta Health Insurance Broker

January 29th, 2010 by Lloyd Pro Group Inc.

Why is it important to choose the right Atlanta Health Insurance Broker?

It simply comes down to this one thing and one thing alone — savings and service.  If you are not careful you could fall for three of the most common pifalls when getting Atlanta health insurance for themselves.  Therefore, there are a few things you need to know before making your final decision.

1- Work with a health-insurance broker:

All insurance agents are not created equal. The truth is that many of them specialize in one or two things. They may know car insurance or home insurance inside out, but know little if anything about health insurance. Then you have health insurance agents that represent only one company. If you work with an agent like this, your choices will then be severely limited as you can imagine.  A broker  can shop all the top health insurance companies for you. This means that you save each and every month on your health premiums.

2- Sometimes the “lowest price” turns out to be the highest!

What good is it to get a health plan if the rates are going to skyrocket next year? This is a common mistake that people make.  One carrier may be a few dollars cheaper than the the others, so a client will opt for the “lowest price”.  What they do not realize is that some companies will do this to “buy” your business only to jack up the rates 30% or more the next year.

That is why you want a really capable broker that will not only will help you shop for price,  but they will know if a company has the reputation for raising premiums or giving policyholders who file claims a hard time. Does that make sense?

3- Choose a local insurance agent

Did you know that many of the websites you may be searching on are not local businesses?  They are aggregators that are owned by companies that may be hundreds or even thousands of miles away. Many of them are not even in the insurance business but are in the marketing business to capture and sell insurance leads. You want to work with a genuine local Atlanta insurance agent that will be available to talk with you in person if you need to. For example did you know that besides the Duluth GA insurance agency Lloyd Pro Group has,  that they also have an Atlanta, Dekalb county,  as well as a  Douglasville GA insurance agency too?

You will never be able to forget that a website that only gives you the option to fill in a form will not allow you to experience the benefits of having your own personal insurance agent. Remember that a local agent will help guide you through the points and pitfalls that we just mentioned above.  Do yourself and our local economy here a favor by working with a local

Lloyd Pro Group is an Atlanta health insurance broker that has been helping families get affordable insurance in Atlanta since 1985.  They can be reached at (770) 497-1200 or on their website at http://www.lloydprogroup.com

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