Individual Health Insurance Atlanta GA

February 1st, 2010 by Lloyd Pro Group Inc.

Here are 4 tips to getting individual health insurance in Atlanta GA

There are times when your circumstances may change and you need to get a Atlanta health insurance plan on your own. We’d like to make a few suggestions and then we will show you how to get an affordable quote.

1- Work with a health-insurance broker:

A broker  can shop all the top health insurance companies for you.  Don’t settle for an agent that represents only one company. You can read more about this in our article how to choose an Atlanta health insurance broker.

2- Try an individual catastrophic health plan:

One of the best ways to get affordable health insurance in Georgia is through a high deductible plan. You can receive very low monthly payments by raising your deductible to a $1,000 or more. Be sure to read our article on high deductible health plans to see if this makes sense for you and your family.

3- Have you considered COBRA?

If you have left a company that provided group coverage before, you may be eligible for COBRA. The company is required by law to let you continue your group coverage for up to 18 months. Unfortunately you will have to pay the whole billl, and it can be really expensive. On the other hand, if you are in poor health or want to stick with your current doctors, it may be your best choice possible. However, you owe it to yourself to talk to a broker to see if you can do better on your own.

4- Start your own group plan instead of an individual plan

Employer group policies are often subject to different rules than individual policies. As a result they can often be more competitive and offer lower prices. This means you save money. Why not look into a small business health insurance plan? You are sure to save more than a standard individual health insurance plan in Atlanta GA

Lloyd Pro Group and Nationwide insurance have been providing Georgia insurance for small businesses since 1985. They can be reached at (770) 497-1200 or on their website at http://www.lloydprogroup.com

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