Is It Really An Option To Drop My Ga Car Insurance?

September 28th, 2009 by Lloyd Pro Group Inc.

So the economy is hurting you. You may be out of work or you may just feel like you are drowning in debt. Perhaps the thought has even crossed your mind to drop your Ga car insurance on your vehicle.

Is it really an option to drop my car insurance to save money?

Apparently this is a growing concern not only here in the United states but all over the world. Notice what this article has to say about drivers in the UK who are looking for ways to cut costs:

“Drivers are being warned car insurance is not a cost they can drop just because of the recession.

The UK has an estimated 1.7 million uninsured drivers – who put £30 on each car insurance policy for law-abiding drivers.  The Police are catching some 500 uninsured drivers a day through access to the Motor Insurance Database (MID) and Automatic Number Plate Recognition (ANPR) technology.

Last year, 185,000 cars were seized and 40 per cent of those were crushed. Over 230,000 people were prosecuted.

Simon Douglas, director of AA Insurance, said: “Customers who cancel their cover or don’t renew run a serious risk of being stopped by the police.

“If you have no insurance, your car will be confiscated, is likely to be crushed and you will be prosecuted. It’s just not worth the risk.”

If a warning like that doesn’t get your attention I do not know what will! The article goes on to say:

“Anyone caught driving uninsured can now face a £200 on-the-spot fine and six points on their license. Furthermore if the car is impounded, there is a £150 collection charge and £20 per day charged for storage.”

Now we can’t fault people for trying to cut costs and save money during this recession. However, this is no excuse for breaking the law and putting yourself, your family as well as those that you may have an accident with at risk.

Young drivers are especially hit hard during this economy. The rates they pay are a lot higher than those of experienced drivers.  The article went on to say that there is ” nearly 600,000 21 to 29-year-olds driving without insurance – representing 14 per cent of  the total driving population but 34 per cent of all uninsured drivers.”

I am sure it is very much the same here in Atlanta. That is why we recently wrote an article on how to get cheap Georgia auto insurance for young people to save on insurance. We also have several discounts available to young drivers because we are a Nationwide agency. Again as a reminder, we know it is not easy for everyone right now, however that is no excuse for driving without insurance.

What are the penalties for driving without insurance in Georgia?

  • Conviction for driving without insurance is a 60/90-day suspension.
  • If convicted for driving while license is suspended, revoked or canceled, your driver’s license will be further suspended for six months.

After looking at the penalties in the UK, this looks like a breeze.

Do you think that the penalties for driving without Ga Car Insurance should be stricter than they are? We would love to hear from you. Please post your comments below.

Proudly serving our clients with Georgia car insurance through out Georgia Including: Duluth, Tucker, Lilburn, Lawrenceville, Buford, Norcross, Braselton, Gwinnett county, Decatur,Dekalb county, Stone Mountain, Lithonia, Conyers, Forrest Park, Jonesboro,Douglasville, Villa Rica, Austell, Hiram, Powder Springs, Lithia Springs, Smyrna, Marrietta, Vinings, Dunwoody, Roswell, Atlanta, and Cobb county Ga

share save 171 16 Is It Really An Option To Drop My Ga Car Insurance?
Posted at 1:32 pm: No comments

Leave a reply