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Myth or Fact: Top 6 Atlanta Car Insurance Myths- Part 5: Rental Car Insurance and Your Atlanta Car Insurance
Your Atlanta Car Insurance isn’t always the easiest to understand. We, here at Lloyd Pro Group feel we are well versed in patience. Each of our agents speaks in terms that most insurers don’t: a language YOU can understand! We uncover for you some vague insurance myths in this new miniseries of Insurance truths!
Myth No. 5: Rental Car Coverage is included in my Atlanta Car Insurance if my car is stolen or damaged in an accident.
The truth is, even if you have comprehensive and collision coverage, there is a chance that your Atlanta Auto Insurance might not include rental car coverage. Rental car reimbursement is not routinely built-in with most insurance policies, but you can add it at an inexpensive cost.
If you do have this coverage, it won’t automatically last until your stolen car is recovered or your damaged car is fixed. There’s a limit on how much your insurance company will reimburse you per day, plus a cap for a maximum amount per accident.
For example, Nationwide Insurance in Atlanta typically charges (depending on your policy) $20-$40 per day cap with a $600-$1100/month max. Keep in mind, there is about a $3 difference between each rung. Adding this feature will run you $8-$13 total per 6 month policy period. If you are looking to rent a mid-sized vehicle (example would be a Toyota Camry) this will run you about $35 per day. You might want to be safe and get the $40 coverage for the $13/6 months if you need the space.
Lloyd Pro Group, your Atlanta Insurance Agency, proudly representing Nationwide Insurance in Atlanta, has the answers for you when it comes to myth and fact concerning your insurance. Give us a ring at 404-892-2864 or find us online at www.lloydprogroup.com. We will spend the time to make sure you clearly understand your Atlanta Car Insurance, Atlanta Home Insurance, or any other type of Atlanta Insurance.
