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Lloyd Pro Group
Types of Fire Extinguishers
Thousands of home fires occur each year. From pots left unattended on the stove to sparks flying out of a fireplace, there are a variety of causes behind these blazes. Having homeowners insurance in Georgia is vital to limiting your financial liability after a fire, but in some cases you may be able to prevent extensive damage from occurring by having an extinguisher on hand. There are several types to consider, each with its own purpose.
- Class A extinguishers, which are marked with a green triangle, should be used to put out fires involving wood, paper, and cardboard. These extinguishers may also be handy for fires that result from burning plastic materials.
- Class B extinguishers, with the red square, are suitable for battling gasoline, grease, oil, or kerosene fires.
- Ones with a blue circle are Class C and are designed to put out fires caused by electrical wires or appliances. Water should not be used with these types of home fires.
- Class D, yellow decagon, are meant for only those fires that result from combustible metal.
- Class K extinguishers have black hexagons. These are made to put out kitchen, restaurant, or cafeteria fires resulting from cooking oil or shortening products.
In addition to a fire extinguisher, you may want to consider adding smoke alarms and a sprinkler system to your house. These updates could help reduce your homeowners insurance in Georgia as well as keep your family safe during a blaze.
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How to Prevent Using Your Employment Practices Liability Insurance
One important consideration for business owners is obtaining the proper insurance. Basic business insurance may include property damage, general liability, and theft compensation, but in today’s world, more may be needed. Do you have employment practices liability insurance? This coverage is designed to help businesses with claims filed by potential, current, or former employees. As a business owner, however, you play a major role in preventing such claims in the first place.
- Make sure you advise your employees to avoid any comments that could be offensive, including racist remarks and off-color jokes.
- Train managers in the proper way to dismiss employees. Consider making it a practice to have two individuals present during dismissals to help ensure the correct procedure is followed.
- Make it clear during interviewing that your business is an equal opportunity employer, which means you do not discriminate based on race, sex, nationality, or religion.
- Make it known that sexual harassment is not tolerated in the workplace and educate employees as to what might constitute sexual harassment. As a growing problem in the workplace, it is vital that you do not hesitate to act when claims are filed. Failing to take proper action could lead to trouble for your business.
Why is it vital you make sure your business is covered by employment practices liability insurance? The unfortunate truth is many people are quick to take legal action when they are hurt or offended. Even if you feel like you have done nothing to deserve a suit to be filed against you, you could find yourself facing a very expensive legal battle. With this coverage, you could help ensure your business stays afloat through this type of situation.
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Roswell Ga Insurance Quotes
Welcome To Our Roswell GA Insurance Quotes Page
If you are looking for competitive Roswell GA Insurance quotes then you have come to the right place!
Did you know that Lloyd Pro Group Inc. is a Nationwide Insurance agency that has been helping Roswell GA protect what matters most since 1985?
Whether you live and work near Roswell Town Square, the old Roswell Presbyterian Church or the Cultural Arts Center we are committed to earning your business.
The benefits of partnering with Lloyd Pro Group:
- As a Nationwide insurance agency you not only save money on your Roswell auto insurance you may also be eligible for up to an additional 20% discount when you combine it with your home insurance.
- Protect all of your valuables, keep sakes and personal items with home owners insurance and renters insurance the case of fire or theft.
- Protect your company with the proper amount of business insurance. To do so our agents will offer practical suggestions for the best protection possible using liability, property and umbrella insurance policies.
- Offer your employees affordable health care plans as we discuss the group insurance rates that are available to you.
Getting your Roswell insurance quote is very easy:
1- Call Lloyd Pro Group now at 404-892-2864 right now.
2- Tell our agents what kind of insurance protection you are looking for
3- Answer a couple of very simple questions that will help our agents to provide you with the very best value, price and protection.
Why not start saving now?
Call 404-892-2864
Lloyd Pro Group is a licensed and certified insurance agency that offers free Roswell GA insurance quotes. We are a local company, and have been providing car, home, life, renters, health and business insurance in the greater Roswell Georgia area since 1985. We have been blessed at being named one of the top 100 Nationwide agencies in the USA for the last 20 years.
Our services include:
- Health insurance in Roswell, Ga
- Life insurance in Roswell, Ga
- Auto insurance in Roswell, Ga
- Car insurance in Roswell, Ga
- Business insurance in Roswell, Ga
- Home insurance in Roswell, Ga
- Renters insurance in Roswell, Ga
Just like you can count on the Chattahoochee River being there tomorrow, you can count on Lloyd Pro Group to take of what matters most to you. Why not call for your complimentary Roswell Ga insurance Quotes now?
Dog Bites: Statistics All Pet Owners Should Be Aware Of
Dogs are often called man’s best friend. Despite this title, dog attacks on human beings are quite a common occurrence. This is one of the reasons comprehensive homeowners insurance in Georgia is essential. A policy that includes liability coverage could help pay for the bills that may arise from your pet’s misbehavior. Those who have a dog, as well as people who are considering adopting or buying one, should be aware of the following statistics concerning canine-related injuries, which have been compiled by the CDC.
- More than 4.5 million people are bitten by dogs every year, and in the U.S. about 400,000 children are taken for medical treatment due to dog bit each year. On average, 16 Americans die due to their bite wounds each year.
- Children between five and nine years old are most commonly the victims of dog attacks. With children four years old or younger, about 65 percent of the attacks consist of head and neck injuries.
- One in five bite-victims needs medical attention for the bite – which equates to about 885,000 people. Members of households with two or more dogs have a five times greater chance of experience a dog attack than in homes without pups.
These statistics should be considered by all individuals, especially those with small children. Even if your pooch is friendly to your household, it may not be as nice to strangers and where small children are concerned, there is always the risk that one will provoke a pet, intentionally or not. While your homeowners insurance in Georgia liability coverage may help pay for the medical bills and other expenses associated with dog attacks to visitors, you should contact your agent before adopting an animal, as choosing a breed considered dangerous might have an impact on your insurance.
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The Real Risk of Lawsuits
Sadly, we live in litigious times, and this can be quite a worry for businesses. Having employment practices liability insurance makes practical sense when it comes to protecting your bottom line. This type of coverage is relatively new, aimed at providing protection against lawsuits in a number of scenarios. Whether it is from a current, former, or potential employee – the threat is real.
One of the most common issues raised is that of discrimination – be it in the form of age, race, sex, disability, nationality, religion, or orientation. Situations might include an employee sharing an inappropriate joke at the water cooler, and a prospective employee angered that he or she was turned and considers that discrimination has taken place. Essentially any inter-office communication that is open to misinterpretation could lead to a lawsuit.
Although there are procedures and training that might minimize some of these risks, some of these issues are clearly out of an employer’s hands, which is what makes having coverage so vital. The claim need not be valid or even half-legitimate to cause some serious headaches at your business. Laws vary from state to state, with statutes governing how much liability an employer has toward his or her employees. Some federal laws also come into play in certain situations, though these are issues still widely making their way through legislation and the courts.
Business owners should seek complete coverage, from pre-hiring all the way to the exit interview. Having employment practices liability insurance in place is a smart move to help safeguard your business from potential financial loss.
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